What about the mess?

A sewer backup can lead to disease, destruction of valuables, damage to your house and electrical malfunctions. Prompt cleanup of affected property can help minimize the inconvenience and damage.

Please review the following regarding the mess:

  • The property owner is responsible for contacting and taking care of cleanup on their premises.
  • The property owner should then contact their own private insurance agent and submit a claim for their damages. After their carrier pays the damages, if they feel it was negligence on the City of Spearfish’s part, they will subrogate against the City’s insurance carrier to recoup damages and return the deductible to the property owner.
  • All property owners should contact their insurance agent in regards to the sewer backup endorsement. This is an endorsement that can be purchased on their homeowner’s policy, but is generally not covered on a standard form.

Show All Answers

1. What is the City of Spearfish's responsibility regarding private sewer laterals?
2. What if my sewer backs up?
3. What about the mess?